![]() This can be seen from the various products offered, which are dominated by Murabaha products. Islamic banks, as if carried away, focused on seeking profits by ignoring the underlying philosophy. However, in practice, the concept does not look optimally implemented. ![]() This is the underlying philosophy that distinguishes it from conventional banks. Therefore, Islamic banks, besides looking for profits, are also expected to contribute to improving the welfare and economic level of the people. As an Islamic business entity, profit is not solely the main objective of Islamic banks but also other values such as honesty, social justice (equity), and fairness (equity) as they are have been established in the Qur’an and Sunnah. Elimination of interest in the Islamic banking system is one of the parts of the element governed by the Shari’ah. ![]() Islamic banks are the financial institutions that carry out their activities based on sharia principles. ![]()
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